Health Insurance In America

This past week, the mainstream news outlets again discussed the “crisis” of uninsured Americans. A figure of approximately 40 million and roughly 15% of the population was promoted. The intimation, of course, being that this group of people cannot obtain medical treatment, and so that our system must be unfair. In the real world, most…

When Would You Like to Retire?

Many people think they have the wherewithal to retire and enjoy their golden years. Travel, volunteer your time, visit family and friends-Surprise! Health care costs, never expected, are the biggest threat to retirement savings. Yes, the government will provide some coverage and some employers will pay some retirement health costs, but the lion’s share will…