Retirement Planning & Insurance

The fact is that many seniors are waiting this pandemic out from home. Nervous about making a move to a senior living community, they are sheltering in place until the virus subsides. Yet, these “at home” seniors also need to ward off isolation and loneliness. The following are ways they can continue to stay connected,

We Got Your Back, Now Tell Your Friends Call centers are notorious for calling about Medicare products. They are trained to be friendly and warm, build rapport and quickly get you into an application. It can seem efficient and a way to take another thing off your check list when you’re turning 65 or Annual

Great News, as of January 1, 2020 Mayo Clinic in Jackosnville Florida is now taking Medicare assignment. What this means to you is they are going to accept Medicare Approved amount as payment in FULL. Medicare will pay 80% of the Approved amount and you or your Insurance Company will pay 20% of the Approved

Initial Deductible: will be increased by $20 to $435 in 2020. Initial Coverage Limit (ICL): will increase from $3,820 in 2019 to $4,020 in 2020. Out-of-Pocket Threshold (or TrOOP): will increase from $5,100 in 2019 to $6,350 in 2020. Coverage Gap (Donut Hole): begins once you reach your Medicare Part D plan’s initial coverage limit ($4,020

Extra Help is a federal program that helps pay for some to most of the out-of-pocket costs of Medicare prescription drug coverage. It is also known as the Part D Low-Income Subsidy (LIS).   Extra Help eligibility If your monthly income is up to $1,581 in 2019 ($2,134 for couples) and your assets are below specified limits, you